To seek pre-approval, click “ See if I’m Pre-Approved. Seeking pre-approval first helps to ensure that the hit to your credit score is worth it. Anytime you apply for a credit card, a hard credit check is pulled on your credit history, and this can lower your credit score temporarily. The benefit of pre-approval is that you can find out whether you’re likely to qualify for the card without your credit score being affected. Next, you can decide to either get pre-approved or start your application right away. To apply for a Capital One Walmart Rewards card, start by clicking here. One of the best parts of the Capital One Rewards Card is that it comes with zero fees.įor example, there is no signup fee or annual fee, and you’ll only pay interest on your outstanding balance. If you pay off your credit card each month, you can theoretically earn all of the rewards without having to pay a cent in interest. Remember that APR only applies to your outstanding balance. Depending on your credit score, you will either be granted a lower or higher interest rate.Īll Capital One interest rates are variable, meaning that your interest rate may fluctuate based on market conditions. The Capital One Rewards card advertises a 17.99% or 28.99% APR.
Annual Percentage RateĪn annual percentage rate (APR) is the total amount you can expect to pay each year in interest and fees on your credit card. You can track your cashback rewards through your Capital One account online or through the Capital One mobile app. You can also redeem your cashback rewards in the form of a check if you choose. The rewards you earn through your Capital One Walmart Rewards Card come in the form of cashback rather than “points.” With cashback, you can put these earnings toward paying off the balance of your card, use them to purchase gift cards, or redeem them for travel costs. Plus, as an introductory offer to new applicants, you can earn an additional 5% cash back on all Walmart store purchases for your first year when you pay with your Walmart Rewards Card through Walmart Pay.Īs mentioned above, your Capital One Walmart Rewards Card can be used anywhere Mastercard is accepted.
The Capital One Walmart Rewards Card is the ideal card for Walmart shoppers.
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